Terms of Service

These Terms of Service (the "Terms") are a binding agreement between you and The Signal ("The Signal," "we," "us" or "our") covering your access to and use of https://www.thesignalcrypto.com, our live calls, recordings, courses, community, market tools, Signals, Alpha Lab, news brief, emails and every related service (together, the "Service").

By creating an account, ticking the agreement box, signing in with a third-party account such as Google, or otherwise using the Service, you confirm that you have read, understood and agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

The Signal is an educational community. Nothing on the Service is financial, investment, trading, legal, tax or accounting advice, and nothing is a recommendation or solicitation to buy, sell or hold any cryptocurrency, token, security or other asset.

This applies to everything on the Service, including but not limited to:

• live calls, replays, courses, lessons, worksheets and any statement by our founders, hosts, admins, guests or members;
• market dashboards, prices, charts, movers lists, the Fear & Greed index and the daily news brief (including AI-written summaries);
• Signals tools such as the scanner, entry timer, exit planner, Time Machine simulations, position sizer, risk check, price alerts, and any "BUY," "SELL," "PASS" or "BLOCK" label, all of which are mechanical calculations, not recommendations;
• Alpha Lab rumors, token submissions and research posted by members, which are unverified and may be false or misleading;
• community posts, comments, direct messages, testimonials and any other content.

We are not registered as an investment adviser, broker-dealer, financial planner or commodity trading adviser with any regulator, and we do not act as your fiduciary. We do not know your financial situation, objectives or risk tolerance, and nothing on the Service is tailored to you.

You alone are responsible for every financial decision you make, every trade you place, and every gain or loss that results. You agree that The Signal, its founders, owners, employees, hosts, admins, contractors and members are not responsible or liable for your financial decisions or their outcomes. Always do your own research and, where appropriate, consult a licensed professional before acting.

Cryptocurrencies and digital assets are highly speculative and risky. By using the Service you acknowledge that:

• prices can be extremely volatile and you can lose some or all of the money you put in, quickly;
• assets can lose liquidity, be delisted, hacked, frozen, rug-pulled, or become worthless;
• small and newly launched tokens, including those discussed in Alpha Lab, carry especially high risk of fraud and manipulation;
• leverage, margin, derivatives and short selling can cause losses greater than your deposit;
• exchanges, wallets, bridges and smart contracts can fail, and transactions on a blockchain are usually irreversible;
• laws, regulations and tax treatment of digital assets vary by country, change frequently, and may affect you;
• past performance, simulations, back-tests and testimonials do not predict or guarantee future results.

Only risk money you can afford to lose entirely.

Market data on the Service comes from third parties (for example Coinbase, Kraken, CoinGecko, GeckoTerminal, alternative.me and news publishers) and from automated processing, including AI. Data may be delayed, incomplete, inaccurate or unavailable, and currency conversions use reference rates that may differ from what your exchange offers.

Signals tools are view only: they show calculations and never place, route or execute trades, and they are not connected to your exchange, broker or wallet. Simulations such as the Time Machine are built from historical data and random sampling; they are illustrations, not predictions. Settings you enter (such as account size or risk limits) are saved on your device and are your responsibility.

You must not rely on any data, tool or calculation on the Service as the sole basis for any decision.

• You must be at least 18 years old and legally able to enter into this agreement where you live.
• You must not use the Service where doing so would violate any law that applies to you.
• Give accurate information, keep your login details secure, and tell us promptly about any unauthorized use of your account.
• Your account is personal. Do not share, sell or transfer it, and do not let others use your membership.
• You are responsible for everything that happens under your account.

Paid membership is a recurring subscription (currently $99 USD per month unless a different price is shown at checkout). Payments are processed by Stripe; we do not store your full card details.

• Automatic renewal. Your subscription renews automatically each billing period and your payment method is charged until you cancel.
• Cancel anytime. You can cancel from Settings → Billing. Cancellation takes effect at the end of the current billing period, and you keep access until then.
• Refunds. Except where required by law, payments are non-refundable and we do not provide refunds or credits for partial periods or unused time. We may grant a refund at our sole discretion.
• Price changes. We may change prices. We will give you reasonable advance notice, and the new price applies from your next billing period after the notice; you can cancel before it takes effect.
• Invite codes and discounts apply only as described when you redeem them (for example, a discount on your first month), cannot be exchanged for cash, and may be withdrawn for misuse.
• Member invites. Members can share a personal invite link. A friend who joins with it gets the advertised discount on their first month, and the member who invited them receives the advertised account credit once that friend has made two payments that are not refunded or disputed. Credit is applied automatically to future membership payments, carries no cash value, cannot be transferred or paid out, and is lost if your account is closed. Invites of yourself or your own accounts, cards or phone numbers do not count, and we may remove discounts or credit obtained through misuse. One discount applies per new membership.
• Taxes. Prices may not include applicable taxes, which you are responsible for where they apply.
• Failed payments. If a payment fails we may suspend access until it is resolved.

Beta access. During invite-only beta periods, invited testers may receive free access. Beta access can be changed or ended at any time, and beta features may be incomplete or change without notice.

Live calls are recorded, and recordings may be posted for members to replay and kept in our course library. By joining a live call you consent to the recording and to the use of your name, image, voice, chat messages and anything you share (including your screen) in those recordings and replays. If you do not want to appear, keep your camera and microphone off.

You agree not to record, screenshot, re-broadcast or share calls or replays outside the Service, and to respect other participants' privacy.

You agree not to:

• harass, threaten, impersonate, discriminate against or abuse anyone;
• promote pump-and-dump schemes, market manipulation, fraud, scams, phishing or Ponzi-style offers;
• give or sell personalized investment advice or solicit members for paid services, referrals or investments without our written permission;
• post content you do not have the right to share, or that is illegal, defamatory, obscene or infringes someone else's rights;
• share other members' personal information, private messages or call content outside the Service;
• scrape, copy, resell or redistribute the Service, its content, data or tools, or use them to build a competing product;
• reverse-engineer, interfere with, overload or attempt to gain unauthorized access to the Service or other accounts;
• use bots or automation to access the Service, except as we expressly allow.

We may remove content and suspend or terminate accounts that break these rules, at our discretion and without refund.

You keep ownership of the posts, comments, Alpha Lab submissions, messages and other content you submit ("Your Content"). You give us a worldwide, non-exclusive, royalty-free license to host, store, display, reproduce, adapt and distribute Your Content to operate, improve and promote the Service. You are solely responsible for Your Content and confirm you have the rights to share it.

We do not review all content and are not responsible for content posted by members. Member content reflects the views of its author, not of The Signal.

The Service, including courses, recordings, text, graphics, logos, software and tools, is owned by The Signal or its licensors and protected by intellectual property laws. Your membership gives you a limited, personal, non-transferable, revocable license to use the Service for your own non-commercial education. You may not copy, share, sell or distribute our content without our written permission. Some features use third-party open-source software and data, which remain subject to their own licenses.

Testimonials and member stories reflect individual experiences. They are not typical, are not a promise of any result, and do not mean you will achieve similar outcomes. Your results depend on many factors outside our control.

The Service relies on and links to third-party services (such as Stripe, Google, Coinbase, Kraken, CoinGecko, LiveKit, Mux, Instagram and news sites). We do not control them and are not responsible for their content, availability, security or practices. Your use of them is governed by their own terms and policies.

To the fullest extent permitted by law, the Service and all content, data and tools are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, timeliness, non-infringement and uninterrupted or error-free operation. We do not warrant that any information is correct, complete or current, or that use of the Service will produce any financial result.

To the fullest extent permitted by law, The Signal and its founders, owners, employees, hosts, admins, contractors, partners and licensors will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, trading or investment losses, loss of digital assets, loss of data or goodwill, arising out of or related to the Service, any content or tool, any decision you make, or these Terms, whether based on contract, tort (including negligence), statute or any other theory, even if advised of the possibility.

Our total liability for all claims relating to the Service will not exceed the greater of (a) the amount you paid us in the three months before the claim arose or (b) one hundred US dollars ($100).

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you; in that case our liability is limited to the smallest amount the law allows.

You voluntarily assume all risks of trading and investing in digital assets. To the fullest extent permitted by law, you release The Signal and the people listed above from claims arising from your financial decisions, trades, investments or losses.

You agree to defend, indemnify and hold harmless The Signal and those people from any claims, losses, damages, liabilities, costs and expenses (including reasonable legal fees) arising from your use of the Service, Your Content, your trading or investment activity, or your breach of these Terms or of any law or third-party right.

You may stop using the Service and cancel at any time. We may suspend or end your access, remove content, or change, pause or discontinue any part of the Service at any time, with or without notice, including if we believe you have broken these Terms or created risk or legal exposure for us or others. Sections that by their nature should survive (including the not-advice, risk, disclaimer, liability, release, indemnity and dispute sections) survive termination.

Talk to us first. Before starting any formal dispute, email us at hello@thesignalcrypto.com and give us 30 days to try to resolve it informally.

Arbitration and class-action waiver. To the extent permitted by law, any dispute that is not resolved informally will be settled by binding individual arbitration rather than in court, except that either party may bring an individual claim in small-claims court or seek injunctive relief for misuse of intellectual property. You and we each waive the right to a jury trial and to take part in any class, collective or representative action. If this waiver is found unenforceable for a claim, that claim proceeds in court on an individual basis only.

These Terms are governed by the laws of the jurisdiction in which The Signal's operating company is organized, without regard to its conflict-of-law rules, and subject to any mandatory consumer-protection laws of the place where you live.

We may update these Terms. If a change is material we will tell you, for example by email or by asking you to agree again when you next sign in. Continuing to use the Service after an update takes effect means you accept the updated Terms.

These Terms and our Privacy Policy are the entire agreement between you and us about the Service. If any provision is unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition or sale of assets. Nothing in these Terms creates a partnership, employment, agency or fiduciary relationship.

Questions about these Terms: hello@thesignalcrypto.com.